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Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for money. Insurance can be of many types like car insurance, bike insurance, bus insurance, truck insurance, home insurance, business insurance, property insurance, shop insurance. Every thing prone to loss must be insured; insurance is made mandatory by government. Insurance can be public insurance, private insurance or Governmental Insurance. Insurance saves us from instant loss or natural calamity loss. The amount of money to be charged for a certain amount of insurance coverage is called the premium.An insurer, or insurance carrier, is selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. In the late 19th century, "accident insurance" began to become available.

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